Package 08
The architecture of the family’s wealth. Implementation sits with a licensed intermediary of your choosing.
Instructed for
Private clients and family principals who need the family’s capital mapped, structured, and reported.
01
A single, current picture of operating companies, holding vehicles, real property, financial assets, liabilities, and related-party flows. From that map we design the reporting cadence, the approval matrix, and, where the family needs one, a single-family office that is an administrative and governance function — not a disguised fund.
02
Corporate and contractual holding arrangements that separate operating risk from family capital, keep beneficial ownership capable of proof, and sit inside the Income Tax Ordinance, 2001. Structures are chosen for control, succession, and lawful tax outcome — not for concealment.
03
An investment policy statement setting objectives, constraints, liquidity, Shariah preference where instructed, and risk limits. We help the principal assess licensed asset managers, brokers, and banks — and we put the mandate in writing. We do not execute trades, we do not take discretion over securities, and we do not hold client assets.
04
Cash-flow models for the household and the holding company: dividends, education, philanthropy, debt service, and the liquidity a death or a buy-out will actually require. Insurance and nominee arrangements are reviewed against the estate plan so that a policy does not contradict a will.
05
Anum Yahia LLP is not licensed by the SECP as an Investment Adviser, Asset Management Company, or Securities Manager. Discretionary portfolio management, collective investment schemes, and custody of client securities are reserved functions. Where a client needs those, we refer to a licensed intermediary and remain on the file for structure, tax, and legal counsel.
Instruct
Describe the matter. We will reply with scope, timeline, and fees. No engagement is formed until a letter is signed.
